Open Enrollment. Affordable Care Act.

What does it all mean?

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Could you use a crash course on today's health insurance?

The Affordable Care Act is still in effect. You may be wondering what options you have for health plans—whether your budget can handle them—even whether you can easily shop for the right health insurance plan online. (Hint: yes!)

We're happy to help you sort out the key facts.

(And good news—we got them down to this one page!)

Affordable Care (F)Acts.

The Affordable Care Act (ACA) was enacted in 2010 to make health insurance available to every American. Key highlights:

Insurers can no longer:

  • reject you for having a pre-existing condition
  • put lifetime limits on coverage
  • withdraw your coverage just because you're sick

If you're shopping for individual health insurance that protects you from a potential tax penalty under the ACA, you're required to have a health plan that covers these basics:

  • emergency care
  • hospitalization
  • RX drugs
  • maternity and newborn care
  • lab services

Mylo is an independent broker who only guides you to plans that are ACA compliant—in a fast, friendly, easy-to-navigate online shop.

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Decoding Open Enrollment

The Affordable Care Act established a specific time period when you can enroll in health insurance without a qualifying life event. (We'll come back to that!) That's Open Enrollment.

The next Open Enrollment period is Nov. 1, 2017 through Dec. 15, 2017. Although the Affordable Care Act is still in effect, 2017 Open Enrollment is half as long as in previous years for most of the country.

Good news! If you live in certain states, your Open Enrollment period has been extended:

  • California – January 31
  • Colorado – January 12
  • Connecticut – December 22
  • District of Columbia – January 31
  • Massachusetts – January 23
  • Minnesota – January 14
  • New York – January 31
  • Rhode Island – December 31
  • Washington – January 15

Outside of Open Enrollment, you can still enroll in health insurance as long as you've had a life changing event including:

  • losing coverage
  • changing your household income
  • moving to another county or zip code
  • getting married
  • losing dependent status
  • getting divorced or separated
  • having a baby or adopting a child
  • changing immigration status

Check out these six steps for enrolling in health insurance.

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Our expert guidance ... your smart decision.

Mylo is your trusted guide to the right health plan, fast. Why? We've got this thing down.

We're part of the world's largest independent insurance broker. We don't sell our plans ... just screen the top options that are ACA-compliant ... and guide you to the best coverage and price for your needs. With hundreds of plans available, we'll show you a range of options you can compare side-by-side in one super convenient place. We even have a handy calculator that lets you see if you qualify for a tax credit - and get your amount on the spot.

Compare top-rated ACA-compliant health plans from trusted providers now.

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