You've arrived at great home insurance
As an independent broker, we find the best value in coverage from top carriers
You made a home for yourself. Nicely done! That means favorite memories and cherished belongings. Now protect what matters with the right home insurance at the best price.
- Get your personalized coverage recommendation
- Compare best quotes from multiple insurance carriers
- Find the best combination of coverage + price
- Save even more by bundling with auto!
Protect your home without paying through the roof
Mylo has been innovating insurance shopping since 2015. Unlike other agencies, we do more than help you find the best available price – we recommend coverage that best protects your overall financial interests.
We make sure you have the best coverage for:
- Personal Liability: helps you pay legal and medical costs if someone is injured on your property
- Dwelling: covers damage to your house from unpleasant surprises like fire, hail, burst pipes, theft and more
- Personal Property: covers similar damage to your possessions (furniture, clothing, electronics etc.)
- Other Structures: covers similar damage to your separate structures (garage, sheds, etc.)
- Loss of Use: covers rental expenses if your house is being repaired because of a claim
The #1 question: how is my house and property valued?
If a fire or other disaster comes along, will your coverage be enough to replace everything? Mylo will make sure your property is valued at Replacement Cost instead of Actual Cash Value.
Replacement Cost means your insurance company will cover what it costs to replace your property at the time the damage occurs.
Actual Cash Value pays replacement cost – after subtracting depreciation (or how much the worth of your property has dropped since you bought it).
Home insurance FAQs
Get informed and feel (even more!) at home
What does home insurance cover?
- Personal Liability: helps you pay legal and medical costs if someone is injured on your property
- Dwelling: covers damage to your house from unpleasant surprises like fire, hail, burst pipes, theft and more
- Personal Property: covers similar damage to your possessions (furniture, clothing, electronics etc.)
- Other Structures: covers similar damage to your separate structures (garage, sheds, etc.)
- Loss of Use: covers rental expenses if your house is being repaired because of a claim
Are there different types of policies?
What coverages aren't included that I may need?
- Valuables: You can add extra coverage to your policy for jewelry, artwork and other expensive items.
- Equipment Breakdown: You can also add extra coverage for sudden damage to your AC, furnace, fridge etc. (Sorry, doesn’t cover “wear and tear.”)
- Flooding: You may need a flood insurance policy through the National Flood Insurance Program (NFIP) – a Mylo agent can help.
Do you insure other living spaces besides houses?
How do I shop for home insurance with Mylo?
Can I get any discounts?
- Yes! You can save by bundling your home insurance and auto insurance with the same carrier. You may also be able to bundle your auto insurance with other coverages, including renters, motorcycle, RV, trailer and more.
- You can often get a discount for big life events (like marriage or retirement) or for having protective devices like smoke detectors and secruity systems in your home.
I live in a disaster-prone area. Can you cover me?
What factors affect my home insurance rates?
- Home insurance rates are mainly determined by the cost of rebuilding your home – the higher the cost, the higher your premium
- Your personal risk profile also plays a big role, including your claims history
- Your location is a big factor too, since carriers price for risks like weather, natural disasters, crime and proximity to fire protection
The age, size, construction materials and overall condition of your home help carriers predict whether you'll have to make claims
Lower limits and deductibles can lower your rates (if you know you can pay more for claims, this may be a good move for you)
I already have homeowners insurance. Can I switch to a policy I like better?
Homeowners like what we do
(But we can't wait to hear what you think!)
Find the best value, fast!
Now you can know you have the right coverage and didn’t overpay.
One-stop shop
We built a one-stop shop with the best options from leading carriers
Superior technology
Our recommendation engine matches your needs to exact coverage
Proven expertise
We launched with 50+ years of expertise and have built on it since 2015.
Why Mylo? Learn more about us.