Get a money-saving combo of the three most important coverages for a new or growing business.

Ready to shop for a BOP?

A Business Owner’s Policy (BOP) is a money-saving combo of three types of coverage recommended for small business owners:

General Liability

Covers injuries and damages your business causes to others

Property

Covers damages to your business property from fire, theft, vandalism & more

Business interruption

Covers your lost income if you have to pause work because of property damage

(Also, BOP is fun to say. We won’t judge.) Let us help you find the right policy at the best price for your growing company.

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Fast facts about BOPs:

Can't I just buy the three types of coverage individually?

You can. But in most cases, you'll save money and get even better coverage by packaging them in a BOP.

How is my property coverage improved with a BOP?

If you buy property coverage separately, you may only be covered for certain types of damage. With a BOP, you're usually in the top tier of coverage where any type of damage is covered unless it's specifically excluded.

When do I need business interruption coverage?

If your space is hit by a fire or other damages, you may lose income while you're finding a new location or replacing valuable equipment. Business interruption helps cover the revenue you've lost.

When should I shop for a BOP?

And other expert info for business owners:

When should I shop for a BOP?

Good news: if you’re a BOP holder, you always get the “special” top tier of business insurance. You’re platinum, baby! Learn more benefits & options.

Protect what matters: your business

Why business insurance? That’s easy – it’s designed to keep you in business. When certain losses come along, you can dodge bankruptcy and stay on top of your game.

Workers' Comp - what's in it for me?

If you’re an employer, you probably know that you might be required to carry Workers’ Comp and it's good for your employees. But did you know that it’s really good for you too?

The right coverage? Surprisingly simple.