Question 1

Do I have to carry commercial auto insurance?

Accepted Answer

Yes. If your business owns or leases vehicles, you're required in all states to carry liability coverage for injuries your vehicles may cause to other people or damages to their property.

Question 2

What's the difference between liability, collision and comprehensive?

Accepted Answer

Liability insurance (required in all states) covers injuries your business vehicles may cause to other people or damages to their property. Collision and comprehensive (optional) cover damage to your business vehicles by collisions and just about anything else (hail, flood, even falling avocados).

Question 3

My employees drive their own cars on the job. Should I still carry commercial auto?

Accepted Answer

Yes. Non-owned vehicle insurance protects your business if employees cause damages while driving their own cars. Important: you could be held legally liable for an accident even if your employees aren't strictly on a "work" errand. Courts often rule that personal errands can be considered "detours" from work-related tasks, which means your business may be responsible for some of the costs if your employee gets into an accident in a personal car.

Question 4

How will Mylo find me the right policy?

Accepted Answer

Mylo is a small business insurance expert who has been innovating insurance since 2015. We can quickly:

Recommend coverage customized to your business
Compare best quotes for commercial auto from top-rated business insurance companies
Find you the best combination of coverage and price

Question 5

Do I have to carry commercial auto insurance?

Accepted Answer

Yes. If your business owns or leases vehicles, you're required in all states to carry liability coverage for injuries your vehicles may cause to other people or damages to their property.

Question 6

What's the difference between liability, collision and comprehensive?

Accepted Answer

Liability insurance (required in all states) covers injuries your business vehicles may cause to other people or damages to their property. Collision and comprehensive (optional) cover damage to your business vehicles by collisions and just about anything else (hail, flood, even falling avocados).

Question 7

My employees drive their own cars on the job. Should I still carry commercial auto?

Accepted Answer

Yes. Non-owned vehicle insurance protects your business if employees cause damages while driving their own cars. Important: you could be held legally liable for an accident even if your employees aren't strictly on a "work" errand. Courts often rule that personal errands can be considered "detours" from work-related tasks, which means your business may be responsible for some of the costs if your employee gets into an accident in a personal car.

Question 8

How will Mylo find me the right policy?

Accepted Answer

Mylo is a small business insurance expert who has been innovating insurance since 2015. We can quickly:

Recommend coverage customized to your business
Compare best quotes for commercial auto from top-rated business insurance companies
Find you the best combination of coverage and price

Commercial auto savings for a business on the move.

What commercial auto insurance do I need?

Commercial auto insurance FAQs

Your business is going places. Feel protected along the way.

Do I have to carry commercial auto insurance?

My employees drive their own cars on the job. Should I still carry commercial auto?

What's the difference between liability, collision and comprehensive?

How will Mylo find me the right policy?

Looking for online accounting?

The right coverage? Surprisingly simple.

Commercial auto savings for a business on the move.

What commercial auto insurance do I need?

Commercial auto insurance FAQs

Do I have to carry commercial auto insurance?

My employees drive their own cars on the job. Should I still carry commercial auto?

What's the difference between liability, collision and comprehensive?

How will Mylo find me the right policy?

Looking for online accounting?

The right coverage? Surprisingly simple.