Do I sell products? Rent or own a building? Have the cash to handle a lawsuit?
A BUSINESS OWNER'S POLICY can save you money by combining several types of insurance in one package. It covers your property if it’s damaged by fire, theft or vandalism and also pays legal costs if your business causes accidental harm.
Am I hiring?
WORKERS' COMP insurance provides benefits to your employees if they’re injured on the job. And it protects you from employee lawsuits. (Required in most states if you have employees.)
Do I have business vehicles?
COMMERCIAL AUTO INSURANCE covers your legal costs if any vehicles driven for work purposes cause damage to others or their property. (Required in most states if you have business vehicles.)