Share laughter and love with people you care about and enjoy your favorite prized possessions – while knowing you're prepared for unwelcome surprises like theft, vandalism or fire. Condo insurance lets you:
Replace your favorite belongings: Computers, electronics, clothes, furniture, bikes and more
Repair damage to your interior: Walls, flooring, cabinets, fixtures and other built-in property
Cover injuries to your guests: Make medical payments and handle pricey lawsuits
Aren't I insured already through my condo association?
In most cases, the insurance provided through your condo association only covers property damage to the exterior of your building, your grounds, and areas you share with other condo owners. And it doesn't cover lawsuits against you.
What property is covered by condo insurance?
Condo insurance helps your repair or replace your personal possessions (computers, electronics, clothes, furniture, bikes and more) if they're damaged by threats like fire, theft or vandalism. Plus, it covers your interior – including walls, flooring, built-in appliances and fixtures.
If someone gets hurt in my space, how do I avoid a lawsuit?
If someone slips on an ice cube in your kitchen and has a head injury, condo insurance can pay for the medical costs. This may be enough to discourage a lawsuit. But if it isn't, your policy will also cover the legal costs of a lawsuit.