Safeguard your stellar reputation if someone isn’t happy with your professional services.

Do you need professional liability insurance?

If you perform a professional service, you’re vulnerable to lawsuits from clients who are unhappy with your work. Professional liability helps you pay the legal bills. Be ready to handle claims that you:

Caused a client physical harm.

A beautician’s client could have an allergic reaction to a hair dye

Caused a client to lose money.

A financial planner’s client could buy a failing stock

Caused a client indirect harm.

A web host’s client could have an online shop that goes down during a storm

Every profession is different – get a personalized recommendation on the best policy for you.

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Fast facts about Professional Liability

What's the difference between general liability and professional liability insurance?

General Liability covers complaints from people who were harmed (or their property damaged) because of your physical space or business operations – as well as complaints about your communications such as libel or copyright infringement. Professional liability covers complaints about the professional services you provide.

What kinds of legal claims should I be preparing for?

A client might sue you for not delivering what you agreed upon contractually – or claim your professional service caused injury, loss of earnings or other financial loss to them.

What if I've done nothing wrong ... and I can prove it?

You'll still have to pay to defend your business, which can add up fast. Even if the claim against you is thrown out (or settled out of court), you'll need an attorney to file your paperwork and represent your business.

Professional liability? But I do good work!

And other expert info for business owners

Professional Liability insurance? But I do good work!

Insurance that can help you pay to defend your business. Because you could get sued ... even if you didn’t do a single thing wrong.

When should I shop for a BOP?

Good news: if you’re a BOP holder, you always get the “special” top tier of business insurance. You’re platinum, baby! Learn more benefits & options.

Cyber insurance? But I'm not a big tech firm!

Did you know more than half of small businesses will experience a cyberattack or data breach?

The right coverage? Surprisingly simple.