No, it always covers another policy. For instance, if you don't carry Auto insurance, you can't apply your Umbrella coverage if you're held responsible for an accident.
Why Umbrella coverage?
Two words: rainy days.
Does your family need an Umbrella?
Umbrella insurance adds a whole extra level of protection to your Home and Auto insurance. Count on Umbrella for those rainy days when:
- You're held legally liable for damages caused by your home or vehicle to others or their property
- You reach the limits of what your Home or Auto policies will pay out
- You're hit with a specific legal claim that isn't covered by your current policy but could be if you carried Umbrella
Mylo's licensed advisors help you compare a wide range of affordable Umbrella policies from top providers – and make the best decision for you and your family.
Fast facts about Umbrella coverage
No, it only covers you if you're sued for damages by someone else.
You may still face legal situations that aren't covered by your policy. For instance, if a non-family member without a driver's license takes your car for a joyride and injures others, your Auto insurance may not cover it - but Umbrella could. A licensed Mylo agent can review what makes sense for you.
Top 3 reasons to choose Mylo
We're part of Lockton, the world’s largest independent insurance broker, connecting people to top-rated plans for 50+ years. We're pros at knowing what your business needs.
Our friendly licensed agents screen top-rated plans from the most trusted providers around – and guide you to the best combo of comprehensive coverage and affordable price.
You save serious time and effort by comparing a wide range of plans tailored to you in one convenient place. Call us to see how surprisingly easy it can be!
More easy ways to protect what matters
Get a custom consultation on affordable coverage tailored to you. Only pay for what you need (nothing more, nothing less).
However you roll, Mylo protects your vehicle … with a special discount for bundling auto and home coverage together.
Whether house or condo, protect your castle by letting Mylo’s experts guide you to a sweet home insurance plan.
Mylo takes the tricky out of choosing a health plan, guiding you to the right coverage for you and your budget.