Be ready to handle the legal and medical fallout if your business causes injury or damage to others.
General liability insurance covers third-party claims of bodily injury, property damage and personal and advertising injury. A third party” is anyone who isn’t your employee, and “claims” refers to any demands for compensation – including both medical expenses and costly lawsuits.
Example 1: You own a convenience store, and a shopper has a serious injury after slipping on a spilled slushy drink. (Bodily injury)
The cost of a lawsuit or medical bill can bankrupt a small or growing business. General liability insurance covers you if someone claims you've caused harm to them or damaged their property. In fact, you're protected across three different aspects of your business:
Continuing operations: That means the work you regularly do. Do you install computers? That’s a “continuing op”
Products and completed operations: The products you sell or jobs you’ve finished. The computer you left behind is a “completed op"
Personal and advertising injury: Words and images used to promote your business. If another company claims you stole their copyrighted slogan, that’s an “advertising injury”
We'll help you save on the right general liability coverage for your business by comparing quotes from top insurance companies – or add it to a money-saving Business Owner's Policy.
You’re looking for someone you can count on to take the confusion out of insurance … so you know you have the right coverage and didn’t overpay.
We built a one-stop shop with the best options from 100+ leading carriers
Our recommendation engine matches your needs to exact coverage
You can feel confident because we have 50+ years of experience.
We make it easy for you to make a smart decision. Learn more about Mylo.
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