Talk to an agent

What is a Qualifying Life Event?

The future of health insurance may be uncertain these days. But good news – you can enroll in a health care plan right now as long as you’ve had what’s known as a Qualifying Life Event.

The Affordable Care Act is still in effect. That means there’s a specific time period when anyone can enroll in a health plan. The most recent Open Enrollment period (which ran between Nov. 1, 2016 and Jan. 31, 2017) is closed. But you’re good to go if you’ve had a Qualifying Life Event.

Untangling the terminology, a Qualifying Life Event is a significant change that shakes up your health insurance needs. If your world has been rocked by any of the following, you’re eligible:

  • Losing health coverage
  • Changing your household income
  • Moving to another county or zip code
  • Getting married
  • Losing dependent status
  • Getting divorced or separated
  • Having a baby or adopting a child
  • Changing immigration status

Not sure if your event qualifies? A licensed Mylo agent can help you easily sort it out. And even if you don’t qualify to enroll in health insurance right now, there are other options that could be right for you until Open Enrollment kicks in again:

Accident insurance

Covers your medical and non-medical expenses – even lost wages – after an injury.

Short Term Medical

Covers you for as little as 30 days and up to 12 months for unexpected accidents and injuries.

Medicare

If you’re over 65, you may qualify to enroll in Medicare. Enrollment periods vary, so give us a call.

Bottom line? Having a health plan helps you look out for yourself and your family – while taking the sting out of high health care costs.

No matter what direction health insurance is headed, Mylo will keep a close watch and keep you informed.

And if you’re qualified to enroll right now, our licensed advisors will guide you through the maze … and straight to a decision you can trust.

Let's Talk!

Ready to untangle another tricky insurance topic?

Read More Articles