Your painting and wall covering business transforms homes and offices across Louisiana. We believe in your business and want to help you protect it. Unfortunately, one surprise expense (accidental damage to a client's space or an employee's ladder mishap) can put your whole company at risk. That's why contractors in Louisiana look for affordable insurance that meets state requirements and protects their property, team and income. To keep you focused on the color of success, this guide breaks down:
A Business Owner’s Policy for painting contractors bundles general liability, contractor property insurance, and optional business interruption coverage.
General liability insurance for painting contractors covers accidents, injuries, and advertising-related claims.
Commercial umbrella insurance for contractors provides extra coverage when other policies reach their limits.
Working with Mylo can help you find the right coverage at the best value!
Here are five essential coverages every painting and wall covering contractors should consider to stay protected and profitable:
A business owner’s policy (BOP) for painting and wall covering contractors is a smart starting point. It bundles key coverages into one affordable package – ideal for new or growing businesses. Your BOP typically includes:
GENERAL LIABILITY FOR CONTRACTORS Covers legal and medical costs if a client or other non-employee is injured or their property damaged by your business. It also protects you from advertising-related claims. Examples:
CONTRACTOR PROPERTY INSURANCE Helps repair or replace your space or equipment if disaster strikes – like fire, theft, or vandalism. Examples:
BUSINESS INTERRUPTION INSURANCE Replaces lost income if you need to temporarily pause your business due to covered property damage.
If you have employees, Louisiana requires workers’ compensation for contractors. It covers medical care and lost wages for your team members injured on the job – and shields you from most employee lawsuits. Examples:
If you use company-owned or personal vehicles on the job, Louisiana requires you to cover them with commercial auto insurance.
Helps business owners protect the valuable equipment or property they transport across land (such as by a truck to a job site) or store in a temporary location away from their office. If it’s damaged, lost or stolen, inland marine compensates you. Examples:
Think of this as insurance for your insurance! A commercial umbrella insurance policy provides extra protection when other key policies reach their limits, which helps you protect your company's financial assets.
Your amazing company deserves protection that keeps up with your business. Mylo has been innovating insurance for 10 years. Because we don't sell our own insurance, we can give you an objective recommendation and find you the best value in Louisiana – at no cost to you.
In minutes Mylo will: