Small business insurance is specifically tailored to the needs of a new or growing company with 250 or fewer employees. Questions to ask:
A Business Owners Policy saves you money by combining several types of insurance in one package. It covers your property if it’s damaged by fire, theft or vandalism and also pays legal costs if your business causes accidental harm.
Workers' Comp insurance provides benefits to your employees if they’re injured on the job. And it protects you from employee lawsuits. (Required in most states if you have employees.)
Commercial Auto insurance covers your legal costs if any vehicles driven for work purposes cause damage to others or their property. (Required in most states if you have business vehicles.)
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